Customer Credit Terms Risk Checker

Score a customer's credit risk before extending terms.

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Years in business

Payment history with you

Trade / bank references

Requested credit vs their size

Industry stability

Credit score (out of 100)

Answer all questions

Risk band

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A new customer wants to pay on terms — safe to say yes? Score their credit risk from history, references and size, and get a recommended terms strategy before you extend a single invoice.

How to embed Customer Credit Terms Risk Checker on your website

Add this free tool to your own site, blog or intranet — it's 100% free to embed. Paste this snippet where you want the tool to appear; it loads a clean, self-contained version with no ads or navigation.

<iframe src="https://tooljolt.com/embed/credit-terms-risk-checker" title="Customer Credit Terms Risk Checker" width="100%" height="640" style="border:1px solid #e5e7eb;border-radius:12px" loading="lazy"></iframe>

About Customer Credit Terms Risk Checker

Before you extend payment terms to a new customer, score their credit risk in seconds. Answer a few questions about their history, references and size to get a risk band and a recommended terms strategy.

How to use Customer Credit Terms Risk Checker

1Answer the questions on history, references and size.
2Get a credit score out of 100 and a risk band.
3Follow the recommended terms (prepay → Net 45).

Why use Customer Credit Terms Risk Checker?

✓Vetting new B2B customers before invoicing.
✓Setting credit limits and payment terms.
✓Reducing bad-debt exposure.

Frequently asked questions

How do I assess a customer's credit risk?+

Weigh time in business, payment history with you, trade and bank references, the size of the requested credit relative to their revenue, and industry stability. Convert these into a score to guide terms.

What payment terms should I offer a new customer?+

For low-risk customers, Net 30–45 is reasonable; for moderate risk, Net 15–30 with a small limit; for high risk, require a deposit or prepayment until they establish a track record.