1031 Exchange Deferral Calculator
Tax deferred by exchanging instead of selling — gains tax, recapture and the extra buying power preserved.
Formula
The 45-day identification and 180-day closing windows via a qualified intermediary are unforgiving — touch the cash and the exchange dies. Serial exchangers compound deferred tax for decades until the basis step-up at death erases it: the 'swap till you drop' endgame.
US-only provision — not tax advice. Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.
Disclaimer: This tool is for general informational and estimation purposes only and is not professional financial, tax, accounting or legal advice. All figures are estimates — verify with a qualified professional before making decisions. Read the full disclaimer.
Need 1031 exchange deferral calculator results fast? Analysts, founders, traders and finance professionals use the 1031 Exchange Deferral Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.
About 1031 Exchange Deferral Calculator
Tax deferred by exchanging instead of selling — gains tax, recapture and the extra buying power preserved. The 45-day identification and 180-day closing windows via a qualified intermediary are unforgiving — touch the cash and the exchange dies. Serial exchangers compound deferred tax for decades until the basis step-up at death erases it: the 'swap till you drop' endgame. The governing relationship is deferred = 25% × recapture + CG% × remaining gain + state tax. The 1031 Exchange Deferral Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.
How to use 1031 Exchange Deferral Calculator
- 1Enter Sale price (currency), Adjusted basis (currency), Depreciation taken (currency), Capital gains rate (%), State tax rate (%) into the 1031 Exchange Deferral Calculator.
- 2The result is computed automatically using deferred = 25% × recapture + CG% × remaining gain + state tax — there is no button to press.
- 3Change any input to model a different scenario, then copy or share the result.
Why use 1031 Exchange Deferral Calculator?
- ✓Computes 1031 exchange deferral calculator instantly with the correct formula — no spreadsheet needed
- ✓100% free and unlimited, with no sign-up, login or paywall
- ✓Runs entirely in your browser, so the figures you enter stay private
- ✓Shows the formula, a live worked example and references so you can defend the number
Frequently asked questions
What is the formula behind the 1031 Exchange Deferral Calculator?+
1031 Exchange Deferral Calculator uses deferred = 25% × recapture + CG% × remaining gain + state tax. The 45-day identification and 180-day closing windows via a qualified intermediary are unforgiving — touch the cash and the exchange dies. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.
What inputs does the 1031 Exchange Deferral Calculator need?+
Enter Sale price (currency), Adjusted basis (currency), Depreciation taken (currency), Capital gains rate (%), State tax rate (%) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.
Is the 1031 Exchange Deferral Calculator free, and is my data private?+
Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. US-only provision — not tax advice. It is for informational and analytical use, not financial advice.
What should I watch out for when using the 1031 Exchange Deferral Calculator?+
Serial exchangers compound deferred tax for decades until the basis step-up at death erases it: the 'swap till you drop' endgame.
What is the 1031 Exchange Deferral Calculator based on?+
The method follows authoritative sources: IRC §1031; QI industry practice. The formula and references are shown on the page so you can verify and cite the result.
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