70% Rule Calculator (Max Offer)
The flipper's maximum allowable offer: 70% of ARV minus rehab — with adjustable percentage for your market.
Formula
The 30% haircut isn't all profit — it absorbs commissions (~6%), holding (~4-6%), financing and your margin (~12-15%). In hot markets pros shade to 75-80% and accept thinner margins; in declining markets 65% is the safer rule.
Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.
Need 70% rule calculator results fast? Analysts, founders, traders and finance professionals use the 70% Rule Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.
About 70% Rule Calculator (Max Offer)
The flipper's maximum allowable offer: 70% of ARV minus rehab — with adjustable percentage for your market. The 30% haircut isn't all profit — it absorbs commissions (~6%), holding (~4-6%), financing and your margin (~12-15%). In hot markets pros shade to 75-80% and accept thinner margins; in declining markets 65% is the safer rule. The governing relationship is MAO = ARV × 70% − rehab. The 70% Rule Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.
How to use 70% Rule Calculator (Max Offer)
- 1Enter After-repair value (currency), Estimated rehab (currency), Rule percentage (%) into the 70% Rule Calculator.
- 2The result is computed automatically using MAO = ARV × 70% − rehab — there is no button to press.
- 3Change any input to model a different scenario, then copy or share the result.
Why use 70% Rule Calculator (Max Offer)?
- ✓Computes 70% rule calculator instantly with the correct formula — no spreadsheet needed
- ✓100% free and unlimited, with no sign-up, login or paywall
- ✓Runs entirely in your browser, so the figures you enter stay private
- ✓Shows the formula, a live worked example and references so you can defend the number
Frequently asked questions
What is the formula behind the 70% Rule Calculator?+
70% Rule Calculator uses MAO = ARV × 70% − rehab. The 30% haircut isn't all profit — it absorbs commissions (~6%), holding (~4-6%), financing and your margin (~12-15%). The tool substitutes your actual inputs into this relationship and shows the worked example step by step.
What inputs does the 70% Rule Calculator need?+
Enter After-repair value (currency), Estimated rehab (currency), Rule percentage (%) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.
Is the 70% Rule Calculator free, and is my data private?+
Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. It is for informational and analytical use, not financial advice.
What should I watch out for when using the 70% Rule Calculator?+
In hot markets pros shade to 75-80% and accept thinner margins; in declining markets 65% is the safer rule.
What is the 70% Rule Calculator based on?+
The method follows authoritative sources: Standard wholesale/flip screening heuristic. The formula and references are shown on the page so you can verify and cite the result.
Related Finance tools
Human Life Value (HLV) Calculator
The economic value of your future earnings to your family — the income-replacement basis for sizing a life-insurance cover.
● LiveTerm Life Insurance Coverage Calculator
How much term-life cover you actually need — replacing income, clearing debts and funding goals, net of existing assets and cover.
● LiveDIME Method Life Insurance Calculator
The DIME formula — Debt + Income + Mortgage + Education — a fast, complete way to size a life-insurance cover.
● Live