ToolJoltTools

Bridge Loan Calculator

Cost of bridging between buy and sell/refi — interest carry, fees and the equity math when the old asset hasn't sold.

$—
Total bridge cost
$—
Monthly interest
—%
Cost as % of amount

Formula

cost = rate×months/12 + arrangement + exit fees

Bridges are priced for certainty of exit, not duration — every extra month the old property doesn't sell adds the monthly interest line. Stress the timeline at 2× your estimate: if six months becomes twelve, does the deal still clear?

References: UK/US bridging finance market practice

Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.

Disclaimer: This tool is for general informational and estimation purposes only and is not professional financial, tax, accounting or legal advice. All figures are estimates — verify with a qualified professional before making decisions. Read the full disclaimer.

Need bridge loan calculator results fast? Analysts, founders, traders and finance professionals use the Bridge Loan Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.

About Bridge Loan Calculator

Cost of bridging between buy and sell/refi — interest carry, fees and the equity math when the old asset hasn't sold. Bridges are priced for certainty of exit, not duration — every extra month the old property doesn't sell adds the monthly interest line. Stress the timeline at 2× your estimate: if six months becomes twelve, does the deal still clear? The governing relationship is cost = rate×months/12 + arrangement + exit fees. The Bridge Loan Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.

How to use Bridge Loan Calculator

  1. 1Enter Bridge amount needed (currency), Bridge rate (%), Expected bridge period (months), Arrangement fee (%), Exit fee (%) into the Bridge Loan Calculator.
  2. 2The result is computed automatically using cost = rate×months/12 + arrangement + exit fees — there is no button to press.
  3. 3Change any input to model a different scenario, then copy or share the result.

Why use Bridge Loan Calculator?

  • Computes bridge loan calculator instantly with the correct formula — no spreadsheet needed
  • 100% free and unlimited, with no sign-up, login or paywall
  • Runs entirely in your browser, so the figures you enter stay private
  • Shows the formula, a live worked example and references so you can defend the number

Frequently asked questions

What is the formula behind the Bridge Loan Calculator?+

Bridge Loan Calculator uses cost = rate×months/12 + arrangement + exit fees. Bridges are priced for certainty of exit, not duration — every extra month the old property doesn't sell adds the monthly interest line. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.

What inputs does the Bridge Loan Calculator need?+

Enter Bridge amount needed (currency), Bridge rate (%), Expected bridge period (months), Arrangement fee (%), Exit fee (%) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.

Is the Bridge Loan Calculator free, and is my data private?+

Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. It is for informational and analytical use, not financial advice.

What should I watch out for when using the Bridge Loan Calculator?+

Stress the timeline at 2× your estimate: if six months becomes twelve, does the deal still clear?

What is the Bridge Loan Calculator based on?+

The method follows authoritative sources: UK/US bridging finance market practice. The formula and references are shown on the page so you can verify and cite the result.

Related tools

Related Finance tools

Sponsored