Effective Gross Income Calculator
EGI from gross potential rent through loss-to-lease, vacancy, concessions, bad debt and other income — the appraisal income stack.
Formula
Physical occupancy can read 95% while economic occupancy sits at 88% — concessions, bad debt and loss-to-lease are invisible on a unit walk. Lenders underwrite economic occupancy; so should your offer price.
Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.
Need effective gross income calculator results fast? Analysts, founders, traders and finance professionals use the Effective Gross Income Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.
About Effective Gross Income Calculator
EGI from gross potential rent through loss-to-lease, vacancy, concessions, bad debt and other income — the appraisal income stack. Physical occupancy can read 95% while economic occupancy sits at 88% — concessions, bad debt and loss-to-lease are invisible on a unit walk. Lenders underwrite economic occupancy; so should your offer price. The governing relationship is EGI = GPR − (LTL + vacancy + concessions + bad debt) + other income. The Effective Gross Income Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.
How to use Effective Gross Income Calculator
- 1Enter Gross potential rent (market) (currency), Loss to lease (%), Physical vacancy (%), Concessions + bad debt (%), Other income (currency) into the Effective Gross Income Calculator.
- 2The result is computed automatically using EGI = GPR − (LTL + vacancy + concessions + bad debt) + other income — there is no button to press.
- 3Change any input to model a different scenario, then copy or share the result.
Why use Effective Gross Income Calculator?
- ✓Computes effective gross income calculator instantly with the correct formula — no spreadsheet needed
- ✓100% free and unlimited, with no sign-up, login or paywall
- ✓Runs entirely in your browser, so the figures you enter stay private
- ✓Shows the formula, a live worked example and references so you can defend the number
Frequently asked questions
What is the formula behind the Effective Gross Income Calculator?+
Effective Gross Income Calculator uses EGI = GPR − (LTL + vacancy + concessions + bad debt) + other income. Physical occupancy can read 95% while economic occupancy sits at 88% — concessions, bad debt and loss-to-lease are invisible on a unit walk. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.
What inputs does the Effective Gross Income Calculator need?+
Enter Gross potential rent (market) (currency), Loss to lease (%), Physical vacancy (%), Concessions + bad debt (%), Other income (currency) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.
Is the Effective Gross Income Calculator free, and is my data private?+
Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. It is for informational and analytical use, not financial advice.
What should I watch out for when using the Effective Gross Income Calculator?+
Lenders underwrite economic occupancy; so should your offer price.
What is the Effective Gross Income Calculator based on?+
The method follows authoritative sources: Appraisal income approach — income and expense reconstruction. The formula and references are shown on the page so you can verify and cite the result.
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