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Solar Banking — Maharashtra

Import/export netting, banked-credit carry-forward and year-end surplus value — Maharashtra (MSEDCL).

With Maharashtra's brutal upper slabs (₹11+ effective), every self-consumed solar unit is gold and every exported one is bronze. The settlement math here shows why Mumbai-Pune systems should be sized to the daytime load, not the roof.

70 kWh
Net export this cycle
Billable units after banking0 kWh
Energy bill (excl. fixed charges)₹0
Credit carried forward190 kWh
If settled now at APPC₹570
Banking arbitrage value₹8.0/kWh (retail − APPC)

Maharashtra (MSEDCL): MSEDCL nets monthly with annual settlement at the generic tariff; high retail slabs make self-consumption king. The economics in one line: banked units offset retail-priced imports (₹11/kWh) but year-end surplus pays only ₹3 — so size systems to consume, not to farm credits.

Sources: Maharashtra (MSEDCL) net-metering settlement rules (indicative)

Indicative estimates only, not financial or investment advice. Tariffs, subsidies and net-metering rules change — verify with your DISCOM, utility or installer before committing.

Use the free Solar Banking — Maharashtra online — Import/export netting, banked-credit carry-forward and year-end surplus value — Maharashtra (MSEDCL). Runs instantly in your browser: no signup, no upload, mobile-friendly.

About Solar Banking — Maharashtra

With Maharashtra's brutal upper slabs (₹11+ effective), every self-consumed solar unit is gold and every exported one is bronze. The settlement math here shows why Mumbai-Pune systems should be sized to the daytime load, not the roof.

How to use Solar Banking — Maharashtra

  1. 1Enter the cycle's import, export and carried-in banked credit.
  2. 2Set your retail tariff and the surplus settlement rate.
  3. 3Read billable units, the new bank balance and what year-end surplus is worth.

Why use Solar Banking — Maharashtra?

  • The exact netting arithmetic your net-metered bill performs
  • Banking carry-forward and year-end surplus valued separately
  • Retail-vs-APPC arbitrage made explicit — the sizing insight
  • State-mechanism presets (net metering vs net feed-in)

Frequently asked questions

How does net metering settlement actually work?+

Each cycle: exports offset imports one-to-one; surplus exports bank forward; deficits bill at retail. At settlement (usually year-end), leftover banked units pay out at the APPC/generic rate — typically ₹2.5–3.5 versus your ₹7–11 retail. This tool runs a cycle exactly as the bill does.

Why are my exported units worth less than imported ones?+

They're worth the SAME until they exceed your consumption — that's net metering's gift. Beyond that, surplus settles at the utility's avoided cost (APPC), not retail. The design intent: compensate self-suppliers fully, but not turn rooftops into merchant power plants on retail tariffs.

Should I size my solar system to maximize exports?+

No — the arbitrage line here shows why: self-consumed and netted units earn retail value (₹7–11); year-end surplus earns APPC (₹2.5–3.5). Size to your annual consumption with seasonal banking in mind; panels beyond that earn a third of the rate the first panels do.

What's the difference between net metering and net feed-in?+

Net metering nets kWh (export offsets import 1:1, money follows); net feed-in nets MONEY — exports earn a fixed feed-in rate immediately, imports bill at retail, no banking. Tamil Nadu-style feed-in shifts the optimization further toward self-consumption; the TN preset runs that math.

Embed Solar Banking — Maharashtra on your website

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