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Weighted Average Maturity (WAM) Calculator

Value-weighted average maturity of up to four holdings — the WAM that money-market and debt funds must disclose.

— years
Weighted average maturity
WAM in days

Formula

WAM = Σ wᵢ·mᵢ

Regulators cap WAM to limit rate risk: US 2a-7 money funds at 60 days, SEBI overnight/liquid funds at 1/91 days. WAM uses final maturity (or rate reset for floaters) — pair with WAL, which ignores resets, for the full liquidity picture.

References: SEC Rule 2a-7; SEBI MF categorization circular

Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.

Need weighted average maturity calculator results fast? Analysts, founders, traders and finance professionals use the Weighted Average Maturity Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.

About Weighted Average Maturity (WAM) Calculator

Value-weighted average maturity of up to four holdings — the WAM that money-market and debt funds must disclose. Regulators cap WAM to limit rate risk: US 2a-7 money funds at 60 days, SEBI overnight/liquid funds at 1/91 days. WAM uses final maturity (or rate reset for floaters) — pair with WAL, which ignores resets, for the full liquidity picture. The governing relationship is WAM = Σ wᵢ·mᵢ. The Weighted Average Maturity Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.

How to use Weighted Average Maturity (WAM) Calculator

  1. 1Enter Holding 1 — value (currency), Holding 1 — maturity (years), Holding 2 — value (currency), Holding 2 — maturity (years), Holding 3 — value (currency), Holding 3 — maturity (years) into the Weighted Average Maturity Calculator.
  2. 2The result is computed automatically using WAM = Σ wᵢ·mᵢ — there is no button to press.
  3. 3Change any input to model a different scenario, then copy or share the result.

Why use Weighted Average Maturity (WAM) Calculator?

  • Computes weighted average maturity calculator instantly with the correct formula — no spreadsheet needed
  • 100% free and unlimited, with no sign-up, login or paywall
  • Runs entirely in your browser, so the figures you enter stay private
  • Shows the formula, a live worked example and references so you can defend the number

Frequently asked questions

What is the formula behind the Weighted Average Maturity Calculator?+

Weighted Average Maturity Calculator uses WAM = Σ wᵢ·mᵢ. Regulators cap WAM to limit rate risk: US 2a-7 money funds at 60 days, SEBI overnight/liquid funds at 1/91 days. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.

What inputs does the Weighted Average Maturity Calculator need?+

Enter Holding 1 — value (currency), Holding 1 — maturity (years), Holding 2 — value (currency), Holding 2 — maturity (years), Holding 3 — value (currency), Holding 3 — maturity (years) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.

Is the Weighted Average Maturity Calculator free, and is my data private?+

Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. It is for informational and analytical use, not financial advice.

What should I watch out for when using the Weighted Average Maturity Calculator?+

WAM uses final maturity (or rate reset for floaters) — pair with WAL, which ignores resets, for the full liquidity picture.

What is the Weighted Average Maturity Calculator based on?+

The method follows authoritative sources: SEC Rule 2a-7; SEBI MF categorization circular. The formula and references are shown on the page so you can verify and cite the result.

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