Capital Gains Tax Calculator — Equity (India)

About Capital Gains Tax Calculator — Equity (India)

Equity taxation reset in July 2024 and these are the current numbers: gains on listed shares and equity mutual funds held over 12 months are LONG-term, taxed at 12.5% above a ₹1.25 lakh annual exemption; 12 months or less is SHORT-term at a flat 20% — both plus 4% cess, both regardless of your income slab. The defaults (₹3 lakh gain, long-term) pay about ₹22,750 — an effective 7.6% on the gain. The ₹1.25 lakh exemption is a use-it-or-lose-it annual coupon, which makes TAX HARVESTING the retail investor's cleanest legal trick: each March, sell long-term winners up to ₹1.25 lakh of gains and immediately repurchase — the gain books tax-free, your cost basis steps up, and future taxable gains shrink. Across 15 investing years that's up to ~₹18-19 lakh of gains laundered legitimately; the 'otherLtcg' field above tracks how much coupon you've already burned this year. Edges worth knowing: STT must have been paid for these rates (off-market transfers differ); equity-fund SIPs age unit-by-unit (each instalment has its own 12-month clock — redemptions are FIFO); short-term LOSSES offset both STCG and LTCG while long-term losses offset only LTCG, with 8-year carry-forward if you file on time; and the grandfathering of pre-2018 holdings (Jan-31-2018 price as cost) still applies to old portfolios.

How to use Capital Gains Tax Calculator — Equity (India)

1. 1Enter Total purchase value, Total sale value, Holding period, Other LTCG already used against ₹1.25L exemption into the Capital Gains Tax Calculator.
2. 2The result is computed automatically using STCG (≤12 mo): 20% + cess ; LTCG (>12 mo): 12.5% + cess on gains above the ₹1.25 lakh annual exemption (rules effective 23 July 2024) — there is no button to press; it updates live as you type.
3. 3Change any input to model a different scenario, then use “Copy result link” to share the exact numbers.

Why use Capital Gains Tax Calculator — Equity (India)?

• ✓Computes capital gains tax calculator instantly with the correct formula — no spreadsheet needed
• ✓100% free and unlimited, with no sign-up, login or paywall
• ✓Runs entirely in your browser, so the figures you enter are never uploaded or stored
• ✓Shows the formula, a live worked example and references so you can defend the number

Frequently asked questions

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