Capital Loss Set-Off Calculator
Net capital gains after set-off rules — STCL against any gain, LTCL only against LTCG, with carry-forward of the rest.
Formula
The asymmetry matters: short-term losses are flexible (offset short OR long gains), but long-term losses only offset long-term gains. Unused losses carry forward 8 years — but ONLY if you file the return by the due date. Harvesting losses to offset gains is legitimate planning; book them before year-end.
Not tax advice. Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.
Disclaimer: This tool is for general informational and estimation purposes only and is not professional financial, tax, accounting or legal advice. All figures are estimates — verify with a qualified professional before making decisions. Read the full disclaimer.
Need capital loss set-off calculator results fast? Analysts, founders, traders and finance professionals use the Capital Loss Set-Off Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.
About Capital Loss Set-Off Calculator
Net capital gains after set-off rules — STCL against any gain, LTCL only against LTCG, with carry-forward of the rest. The asymmetry matters: short-term losses are flexible (offset short OR long gains), but long-term losses only offset long-term gains. Unused losses carry forward 8 years — but ONLY if you file the return by the due date. Harvesting losses to offset gains is legitimate planning; book them before year-end. The governing relationship is STCL sets off any gain; LTCL only against LTCG; unused carries forward 8 years. The Capital Loss Set-Off Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.
How to use Capital Loss Set-Off Calculator
- 1Enter Short-term capital gains (₹), Short-term capital losses (₹), Long-term capital gains (₹), Long-term capital losses (₹) into the Capital Loss Set-Off Calculator.
- 2The result is computed automatically using STCL sets off any gain; LTCL only against LTCG; unused carries forward 8 years — there is no button to press.
- 3Change any input to model a different scenario, then copy or share the result.
Why use Capital Loss Set-Off Calculator?
- ✓Computes capital loss set-off calculator instantly with the correct formula — no spreadsheet needed
- ✓100% free and unlimited, with no sign-up, login or paywall
- ✓Runs entirely in your browser, so the figures you enter stay private
- ✓Shows the formula, a live worked example and references so you can defend the number
Frequently asked questions
What is the formula behind the Capital Loss Set-Off Calculator?+
Capital Loss Set-Off Calculator uses STCL sets off any gain; LTCL only against LTCG; unused carries forward 8 years. The asymmetry matters: short-term losses are flexible (offset short OR long gains), but long-term losses only offset long-term gains. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.
What inputs does the Capital Loss Set-Off Calculator need?+
Enter Short-term capital gains (₹), Short-term capital losses (₹), Long-term capital gains (₹), Long-term capital losses (₹) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.
Is the Capital Loss Set-Off Calculator free, and is my data private?+
Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. Not tax advice. It is for informational and analytical use, not financial advice.
What should I watch out for when using the Capital Loss Set-Off Calculator?+
Unused losses carry forward 8 years — but ONLY if you file the return by the due date. Harvesting losses to offset gains is legitimate planning; book them before year-end.
What is the Capital Loss Set-Off Calculator based on?+
The method follows authoritative sources: Income-tax Act §70-74 — set-off and carry-forward. The formula and references are shown on the page so you can verify and cite the result.
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