Cash Flow Calculator
Net cash flow from operating, investing and financing.
Disclaimer: This tool is for general informational and estimation purposes only and is not professional financial, tax, accounting or legal advice. All figures are estimates — verify with a qualified professional before making decisions. Read the full disclaimer.
Need Cash Flow fast? Founders, analysts and investors use the Cash Flow Calculator to skip the spreadsheet and get a reliable answer in one step. It's 100% free, runs privately in your browser, and the result is ready to drop into a pitch, plan or report.
About Cash Flow Calculator
Need to work out Cash Flow fast? Net cash flow sums the cash moving in and out across operating, investing and financing activities. The Cash Flow Calculator uses the standard formula — Net Cash Flow = Operating + Investing + Financing cash flows — and updates the moment you type. For example, +$50k operating, −$20k investing and −$10k financing nets to +$20k. It's 100% free, private (your numbers never leave your device) and works on any device.
How to use Cash Flow Calculator
- 1Enter your operating, investing and financing cash flows into the calculator.
- 2The Cash Flow is computed automatically using the formula Net Cash Flow = Operating + Investing + Financing cash flows — there's no button to press.
- 3Change any input to model a different scenario, then note or copy the result.
Why use Cash Flow Calculator?
- ✓Calculates Cash Flow instantly with the correct formula — no spreadsheet needed
- ✓100% free and unlimited, with no sign-up, login or paywall
- ✓Runs entirely in your browser, so the numbers you enter stay private
- ✓Updates live as you type — perfect for comparing scenarios
Frequently asked questions
How do you calculate Cash Flow?+
Net cash flow sums the cash moving in and out across operating, investing and financing activities. The formula is: Net Cash Flow = Operating + Investing + Financing cash flows. For example, +$50k operating, −$20k investing and −$10k financing nets to +$20k.
How can a profitable business run out of cash?+
Profit is an accounting figure; if customers pay slowly or cash is tied up in inventory, you can be profitable on paper yet cash-poor.
Is the Cash Flow Calculator free to use?+
Yes — it's completely free, with no sign-up, no login and no usage limits. You can run it as many times as you like.
Is my data private?+
Yes. The Cash Flow Calculator runs entirely in your browser, so the figures you enter are never uploaded or stored on any server.
Embed Cash Flow Calculator on your website
Want Cash Flow Calculatoron your own site? Paste this snippet into any HTML page — it's free, with no API key or sign-up. The tool loads in an iframe and keeps working exactly as it does here.
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