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Business Presumptive Tax Calculator (44AD)

Small-business presumptive scheme — 8% (cash) or 6% (digital) deemed profit on turnover, and the tax on it.

$—
Deemed profit
$—
Income tax
—%
Blended profit rate

Formula

deemed profit = 6% × digital turnover + 8% × cash turnover

44AD covers most small businesses (turnover up to ₹2-3 crore) — 6% deemed profit on digital receipts versus 8% on cash, a deliberate nudge toward digital payments. No books or audit needed, but you must stay in the scheme 5 years once opted, and you can't claim actual (higher) expenses if margins are thin.

References: Income-tax Act §44AD

Not tax advice — turnover limits and conditions apply. Not financial advice — for informational and analytical use only. Verify all figures with a qualified professional before acting on them.

Disclaimer: This tool is for general informational and estimation purposes only and is not professional financial, tax, accounting or legal advice. All figures are estimates — verify with a qualified professional before making decisions. Read the full disclaimer.

Need business presumptive tax calculator results fast? Analysts, founders, traders and finance professionals use the Business Presumptive Tax Calculator to skip the spreadsheet and get a defensible answer in one step — free, private and instant.

About Business Presumptive Tax Calculator (44AD)

Small-business presumptive scheme — 8% (cash) or 6% (digital) deemed profit on turnover, and the tax on it. 44AD covers most small businesses (turnover up to ₹2-3 crore) — 6% deemed profit on digital receipts versus 8% on cash, a deliberate nudge toward digital payments. No books or audit needed, but you must stay in the scheme 5 years once opted, and you can't claim actual (higher) expenses if margins are thin. The governing relationship is deemed profit = 6% × digital turnover + 8% × cash turnover. The Business Presumptive Tax Calculator computes entirely in your browser — free, private (your figures never leave your device) and instant, recalculating live as you change any input.

How to use Business Presumptive Tax Calculator (44AD)

  1. 1Enter Annual turnover (₹), Digital receipts share (%), 80C/80D deductions (₹) into the Business Presumptive Tax Calculator.
  2. 2The result is computed automatically using deemed profit = 6% × digital turnover + 8% × cash turnover — there is no button to press.
  3. 3Change any input to model a different scenario, then copy or share the result.

Why use Business Presumptive Tax Calculator (44AD)?

  • Computes business presumptive tax calculator instantly with the correct formula — no spreadsheet needed
  • 100% free and unlimited, with no sign-up, login or paywall
  • Runs entirely in your browser, so the figures you enter stay private
  • Shows the formula, a live worked example and references so you can defend the number

Frequently asked questions

What is the formula behind the Business Presumptive Tax Calculator?+

Business Presumptive Tax Calculator uses deemed profit = 6% × digital turnover + 8% × cash turnover. 44AD covers most small businesses (turnover up to ₹2-3 crore) — 6% deemed profit on digital receipts versus 8% on cash, a deliberate nudge toward digital payments. The tool substitutes your actual inputs into this relationship and shows the worked example step by step.

What inputs does the Business Presumptive Tax Calculator need?+

Enter Annual turnover (₹), Digital receipts share (%), 80C/80D deductions (₹) and the result updates immediately — there is no button to press. Change any value to model a different scenario in real time.

Is the Business Presumptive Tax Calculator free, and is my data private?+

Yes — it is completely free with no sign-up or usage limit, and it runs entirely in your browser, so the numbers you enter are never uploaded or stored on any server. Not tax advice — turnover limits and conditions apply. It is for informational and analytical use, not financial advice.

What should I watch out for when using the Business Presumptive Tax Calculator?+

No books or audit needed, but you must stay in the scheme 5 years once opted, and you can't claim actual (higher) expenses if margins are thin.

What is the Business Presumptive Tax Calculator based on?+

The method follows authoritative sources: Income-tax Act §44AD. The formula and references are shown on the page so you can verify and cite the result.

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